Trusted Adviser In
Mortgages, Insurance & Wills

Trusted Adviser In Mortgages, Insurance & Wills

From securing your first home to protecting your family and safeguarding your business, I offer the expertise you need — all in one place, right here in Cornwall.

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One Adviser. Total Security — for You, Your Family and Your Business.

Mortgages

Purchase · Remortgage · Buy-to-Let & more

Insurance

Life · Income · Business cover · Shareholder cover

Wills

Wills · Trusts · Lasting Power of Attorney

Your Partner in Total Financial Protection

Navigating mortgages, insurance, and estate planning can feel overwhelming — especially when you’re dealing with different advisers who don’t talk to each other. I do things differently.

Finance & Legacy Solutions was founded by an experienced specialist right here in Cornwall, with a clear purpose: to give individuals, families, and business owners a single, trusted point of contact for the things that matter most.

Whether you’re buying your first home, protecting your family against the unexpected, or making sure your hard-earned assets go exactly where you intend — I’m with you every step of the way.

Why it Works

One adviser, the full picture.

No more repeating yourself to different professionals or worrying about what’s been missed in the gaps.

  • Joined-up advice.

Your mortgage, your protection, and your Will all work together — because your life isn’t compartmentalised, and your financial plan shouldn’t be either.

  • Saves you time and money.

Working with one expert across three vital areas means less admin, no duplicate policies, and no unnecessary costs.

More About Me

What I Can Help You With

 

Mortgages

From your first home to your next investment, I find the right mortgage for your situation.

First-time buyers · Remortgage · Buy-to-let · Self-build · Bad credit · Rate reviews · Additional borrowing

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Insurance

Life is unpredictable. I’ll make sure your family and livelihood are protected if the unexpected happens.

Life insurance · Critical illness · Income protection · Family income cover · Relevant life · Key person · Employee benefits – Shareholders protection

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Wills

Ensure your wishes are honoured and your loved ones are protected — whatever the future holds.

Personal & business wills · Trusts · Lasting Power of Attorney · Tenancy severance · Secure storage – Probate support

Find Out More

The Difference One Adviser Makes

Most people piece their financial life together with different companies. Here’s why that matters, and how I do it better, to ensure a streamlined approach, all under one specialist, here when you need me.

01

Tell me where you are

Book a free, no-obligation review. I’ll take the time to understand your full picture — home, family, and business.

02

I build your plan

I’ll identify any gaps in your protection and create a clear, joined-up plan — whether you need one service or all three.

03

I stay with you

Life changes. I review and adjust your plan as your family or business grows — so nothing ever gets missed.

What Our Clients Say

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Highly Recommend

Miss VC

I have used Sam services for many things over the years but more recently to prepare my will and generally sort my finances out! I cannot recommend her enough, she’s professional but down to earth too, nothing is too much trouble. I have now recommended her 2 friends and family who’ve also used her services and love her too.

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Highly Recommend

Mr & Mrs B

Sam has been an absolutely incredible source of knowledge and support. She made our home buying journey as easy as I think it probably could be. We will easily refer to her for our ongoing needs.

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£400 a month better off!

Mr H

I cannot recommend you enough for your help with my remortgage and debt consolidation. Before this, I was stuck making only minimum payments on my credit card, but thanks to your help, that is now paid off and I am £400 a month better off. What I appreciated most was the confidence you gave me throughout the process. Knowing you had a backup plan in place put my mind at ease, and you sorted out specific issues—like the PayPal problem—that I wouldn’t have known how to handle. You also took over dealing with the awkward solicitors, which was massively out of my comfort zone. Thank you for making this work!

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Professional & Caring

Mr & Mrs S

Sam helped us in such a profession and caring way for our mortgage. We would highly recommend her to anyone wanting to use her service. Sam took the time to explain all our options, answer our questions and give us time to think it through. I had no worries about the proses as Sam made us feel informed and at ease.

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Very Simple Process

Miss S

Sam was fantastic in helping us sort out our cover. There was a lot to take on board as we had never put any insurance in place until now ( ) but Sam helped us through everything, making it a very simple process. Thank you Sam!